In the home insurance industry, perils refer to an “event that damages your home or belongings”. Many of these perils such as storm/hail damage, water damage, and fire can impact your roof. Your policy designates what perils are covered. Covered perils and events are often dependent on region. For example, homeowners insurance policies in Arizona […]
Tag Archives: homeowners insurance
Hail is one of the most common causes of damage to homes, roofs, and cars. While hail is more common in parts of the country that experience humidity and frequent thunderstorms/tornadoes, it can strike anywhere. In 2017, hail damage affected more than 10.7 million properties and insured losses tipped the $10 billion mark in 2018. […]
When your roof is damaged, the first thing many homeowners do is check their homeowners insurance policy. Many extra and unexpected costs can occur due to how your policy is laid out and any limitations within the policy. Here are a few things to know when it comes to homeowners insurance and roof damage. Exclusions/Perils […]